# LOTUS FINANCE

LOTUS FINANCE is our financial platform. The platform services vary from DEFI to CEFI services. And includes:&#x20;

* LightX - Crypto/Fiat Swaps.
* Lotus Cards - Crypto Virtual Cards for daily use and major expenses
* Giftyx - Gift card marketplace
* Lotus Internal transfers - Transactions via Lotus Payment Addresses

To be released&#x20;

* [LTS CCL](/v2-documentation/ecosystem/lotus-finance/roots-previously-ccl.md) - Decentralized on-chain verification service.
* Wizarda - Global payouts&#x20;
* HydraPad – Startup fundraising

More services to be announced in later phases.


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