> For the complete documentation index, see [llms.txt](https://docs.lotusnetwork.net/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lotusnetwork.net/v2-documentation/ecosystem/lotus-finance/l-banko/guardrails/eur-accounts.md).

# EUR Accounts

#### EUR Virtual Accounts <a href="#eur-virtual-accounts" id="eur-virtual-accounts"></a>

**Receive First-Party Deposits from**

* The customer’s **own** bank, fintech app, or brokerage account.

**Receive Third-Party Deposits from**

* **Registered businesses** sending EUR from a domestic business account
* A **close friend or family member’s** bank account

**Limits**

* **Single-transaction limit:** **15 000 EUR** — any transaction that exceeds this limit **triggers an Enhanced Due Diligence (EDD) review**.
* **Monthly aggregated limit:** **30 000 EUR** — the transaction that pushes a customer over this volume **triggers an EDD review**.

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