> For the complete documentation index, see [llms.txt](https://docs.lotusnetwork.net/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lotusnetwork.net/v2-documentation/ecosystem/lotus-finance/l-banko/guardrails/usd-accounts.md).
# USD Accounts
#### USD Virtual Accounts
**Non-US-Resident Customers**
**Receive First-Party Deposits from**
* The customer’s bank, fintech app, or brokerage account.
**Receive Third-Party Deposits from**
* **Registered businesses** sending USD from a domestic business account
* A **family member’s** bank account where the customer shares a surname
* **Non-family members** up to **5 000 USD** — any transaction that exceeds this limit **triggers an EDD review**
***
**US-Resident Customers**
**Receive First-Party Deposits from**
* The customer’s bank, fintech app, or brokerage account.
**Receive Third-Party Deposits from**
* **Registered businesses** sending USD from a domestic business account
***
**Limits (apply to all USD Virtual Accounts)**
* **Single-transaction limit:** **10 000 USD** — any transaction that exceeds this limit **triggers an EDD review**.
* **Monthly aggregated limit:** **20 000 USD** — the transaction that pushes a customer over this volume **triggers an EDD review**.
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