L-Banko Restricted Geos
Below is a list of countries with full or partial restrictions for L-Banko accounts.
📋 Overview
Each country is assigned a Risk Tier and a set of supported payment corridors:
✅
Supported
❌
Not supported
Risk Tiers
🟢 Low
Standard processing, minimal compliance requirements
Full name, date of birth, nationality • Verified e-mail address
🟡 Medium
Medium compliance requirements
Full name, date of birth, nationality • Verified e-mail address
🔴 High
Additional documentation needed
Government-issued photo ID (verified via liveness + OCR)
Proof of residential address ≤ 3 months old • Proof of source of funds
⛔ Prohibited
Applications not permitted
Applications not permitted
⛔ Prohibited Countries
Afghanistan
❌
❌
❌
❌
❌
Belarus
❌
❌
❌
❌
❌
Congo, Democratic Republic of the
❌
❌
❌
❌
❌
Cuba
❌
❌
❌
❌
❌
Gaza Strip / West Bank
❌
❌
❌
❌
❌
Iran, Islamic Republic of
❌
❌
❌
❌
❌
Iraq
❌
❌
❌
❌
❌
Korea, Democratic People's Republic of
❌
❌
❌
❌
❌
Lebanon
❌
❌
❌
❌
❌
Libya
❌
❌
❌
❌
❌
Myanmar
❌
❌
❌
❌
❌
Russian Federation
❌
❌
❌
❌
❌
Somalia
❌
❌
❌
❌
❌
South Sudan
❌
❌
❌
❌
❌
Sudan
❌
❌
❌
❌
❌
Syrian Arab Republic
❌
❌
❌
❌
❌
Ukrainian Territories (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia)
❌
❌
❌
❌
❌
Venezuela, Bolivarian Republic of
❌
❌
❌
❌
❌
Yemen
❌
❌
❌
❌
❌
🟢 Low Risk Countries
Andorra
✅
✅
✅
✅
✅
Anguilla
✅
✅
✅
✅
✅
Australia
✅
✅
✅
✅
✅
Austria
✅
✅
✅
✅
✅
Belgium
✅
✅
✅
✅
✅
Bermuda
✅
✅
✅
✅
✅
Bonaire, Sint Eustatius and Saba
✅
✅
✅
✅
✅
Canada
✅
✅
✅
✅
✅
Curacao
✅
✅
✅
✅
✅
Czechia
✅
✅
✅
✅
✅
Denmark
✅
✅
✅
✅
✅
Estonia
✅
✅
✅
✅
✅
Finland
✅
✅
✅
✅
✅
France
✅
✅
✅
✅
✅
French Guiana
✅
✅
✅
✅
✅
French Polynesia
✅
✅
✅
✅
✅
Germany
✅
✅
✅
✅
✅
Greenland
✅
✅
✅
✅
✅
Guadeloupe
✅
✅
✅
✅
✅
Guam
✅
✅
✅
✅
✅
Guernsey
✅
✅
✅
✅
✅
Iceland
✅
✅
✅
✅
✅
Ireland
✅
✅
✅
✅
✅
Japan
❌
❌
❌
✅
❌
Jersey
✅
✅
✅
✅
✅
Korea, Republic of
✅
✅
✅
✅
✅
Latvia
✅
✅
✅
✅
✅
Liechtenstein
✅
✅
✅
✅
✅
Lithuania
✅
✅
✅
✅
✅
Luxembourg
✅
✅
✅
✅
✅
Martinique
✅
✅
✅
✅
✅
Mayotte
✅
✅
✅
✅
✅
Netherlands
✅
✅
✅
✅
✅
New Caledonia
✅
✅
✅
✅
✅
New Zealand
✅
✅
✅
✅
✅
Norway
✅
✅
✅
✅
✅
Poland
✅
✅
✅
✅
✅
Portugal
✅
✅
✅
✅
✅
Reunion
✅
✅
✅
✅
✅
Saint Barthelémy
✅
✅
✅
✅
✅
Saint Martin (French part)
✅
✅
✅
✅
✅
Saint Pierre and Miquelon
✅
✅
✅
✅
✅
San Marino
✅
✅
✅
✅
✅
Singapore
✅
✅
✅
✅
✅
Slovenia
✅
✅
✅
✅
✅
Spain
✅
✅
✅
✅
✅
Sweden
✅
✅
✅
✅
✅
Switzerland
✅
✅
✅
✅
✅
Taiwan, Province of China
✅
✅
✅
✅
✅
United Kingdom
✅
✅
✅
❌
❌
Uruguay
✅
✅
✅
✅
✅
Wallis and Futuna
✅
✅
✅
✅
✅
🟡 Medium Risk Countries
Albania
✅
✅
✅
✅
❌
American Samoa
✅
✅
✅
✅
✅
Antigua and Barbuda
✅
✅
✅
✅
✅
Argentina
✅
✅
✅
✅
✅
Armenia
✅
✅
✅
✅
❌
Aruba
✅
✅
✅
✅
✅
Azerbaijan
✅
✅
✅
✅
❌
Bahamas
✅
✅
✅
✅
✅
Bahrain
✅
✅
✅
✅
✅
Belize
✅
✅
✅
✅
✅
Bosnia-Herzegovina
✅
✅
✅
✅
✅
Botswana
✅
✅
✅
✅
❌
Brazil
✅
✅
✅
✅
✅
Brunei Darussalam
✅
✅
✅
✅
✅
Cayman Islands
✅
✅
✅
✅
✅
Chile
✅
✅
✅
✅
✅
Colombia
✅
✅
✅
✅
✅
Costa Rica
✅
✅
✅
✅
✅
Croatia
✅
✅
✅
✅
✅
Cyprus
✅
✅
✅
✅
✅
Dominica
✅
✅
✅
✅
✅
Dominican Republic
✅
✅
✅
✅
✅
Ecuador
✅
✅
✅
✅
✅
Egypt
✅
✅
✅
✅
✅
El Salvador
✅
✅
✅
✅
✅
Fiji
✅
✅
✅
✅
✅
Gambia
✅
✅
✅
✅
✅
Georgia
✅
✅
✅
✅
✅
Ghana
✅
✅
✅
✅
❌
Greece
✅
✅
✅
✅
✅
Grenada
✅
✅
✅
✅
✅
Guatemala
✅
✅
✅
✅
✅
Guyana
✅
✅
✅
✅
✅
Holy See
✅
✅
✅
✅
✅
Honduras
✅
✅
✅
✅
✅
Hong Kong
✅
✅
✅
✅
✅
Hungary
✅
✅
✅
✅
✅
India
✅
✅
✅
✅
✅
Isle of Man
✅
✅
✅
✅
✅
Israel
✅
✅
✅
✅
✅
Italy
✅
✅
✅
✅
✅
Jordan
✅
✅
✅
✅
❌
Kazakhstan
✅
✅
✅
✅
❌
Kosovo
❌
✅
✅
❌
✅
Macao
✅
✅
✅
✅
✅
Malawi
✅
✅
✅
✅
✅
Malaysia
✅
✅
✅
✅
✅
Malta
✅
✅
✅
✅
✅
Marshall Islands
✅
✅
✅
✅
✅
Mauritius
✅
✅
✅
✅
✅
Mexico
✅
✅
✅
✅
✅
Micronesia, Federated States of
✅
✅
✅
✅
✅
Moldova, Republic of
✅
✅
✅
✅
✅
Mongolia
✅
✅
✅
✅
✅
Montenegro
✅
✅
✅
✅
✅
Morocco
❌
✅
✅
✅
❌
Nauru
✅
✅
✅
✅
✅
Niue
✅
✅
✅
✅
✅
North Macedonia
✅
✅
✅
❌
❌
Northern Mariana Islands
✅
✅
✅
✅
✅
Oman
✅
✅
✅
✅
✅
Paraguay
✅
✅
✅
✅
✅
Peru
✅
✅
✅
✅
✅
Puerto Rico
✅
✅
✅
✅
✅
Qatar
❌
✅
✅
✅
❌
Romania
✅
✅
✅
✅
✅
Rwanda
✅
✅
✅
✅
✅
Saint Kitts and Nevis
✅
✅
✅
✅
✅
Saint Lucia
✅
✅
✅
✅
✅
Saint Vincent and the Grenadines
✅
✅
✅
✅
✅
Samoa
✅
✅
✅
✅
✅
Saudi Arabia
✅
✅
✅
✅
✅
Serbia
✅
✅
✅
✅
✅
Seychelles
✅
✅
✅
✅
✅
Sint Maarten (Dutch part)
✅
✅
✅
✅
✅
Slovakia
✅
✅
✅
✅
✅
Timor-Leste
✅
✅
✅
✅
✅
Tunisia
❌
❌
❌
✅
❌
Turks and Caicos Islands
✅
✅
✅
✅
✅
United States
✅
✅
✅
✅
❌
Uzbekistan
✅
✅
✅
✅
❌
Virgin Islands (U.S.)
✅
✅
✅
✅
✅
Zambia
✅
✅
✅
✅
✅
🔴 High Risk Countries
Algeria
❌
❌
❌
✅
✅
Angola
✅
✅
✅
✅
✅
Antarctica
✅
✅
✅
✅
✅
Bangladesh
❌
✅
✅
✅
✅
Barbados
✅
✅
✅
✅
❌
Benin
✅
✅
✅
✅
✅
Bhutan
❌
✅
✅
❌
✅
Bolivia
✅
✅
✅
✅
✅
Bouvet Island
✅
✅
✅
✅
✅
British Indian Ocean Territory
✅
✅
✅
✅
✅
Bulgaria
✅
✅
✅
✅
✅
Burkina Faso
✅
✅
✅
✅
❌
Burundi
❌
❌
❌
❌
❌
Cabo Verde
✅
✅
✅
✅
✅
Cambodia
✅
✅
✅
✅
❌
Cameroon
✅
✅
✅
✅
✅
Central African Republic
✅
❌
❌
✅
❌
Chad
✅
✅
✅
✅
✅
China
❌
❌
❌
❌
❌
Christmas Island
✅
✅
✅
✅
✅
Cocos (Keeling) Islands
✅
✅
✅
✅
✅
Comoros
✅
✅
✅
✅
✅
Congo
✅
✅
✅
✅
✅
Cook Islands
✅
✅
✅
✅
✅
Cote d'Ivoire
✅
✅
✅
✅
✅
Djibouti
✅
✅
✅
✅
✅
Equatorial Guinea
✅
✅
✅
✅
✅
Eritrea
✅
❌
❌
✅
✅
Eswatini
✅
✅
✅
✅
✅
Ethiopia
✅
✅
✅
✅
✅
Falkland Islands (Malvinas)
✅
✅
✅
✅
✅
Faroe Islands
✅
✅
✅
✅
✅
French Southern Territories
✅
✅
✅
✅
✅
Gabon
✅
✅
✅
✅
✅
Gibraltar
✅
✅
✅
✅
✅
Guinea
✅
✅
✅
✅
❌
Guinea-Bissau
❌
❌
❌
❌
❌
Haiti
❌
✅
✅
❌
❌
Heard Island and McDonald Islands
✅
✅
✅
✅
✅
Indonesia
✅
✅
✅
✅
✅
Jamaica
✅
✅
✅
✅
❌
Kenya
❌
✅
✅
✅
✅
Kiribati
✅
✅
✅
✅
✅
Kuwait
✅
✅
✅
✅
✅
Kyrgyzstan
✅
✅
✅
✅
❌
Lao People's Democratic Republic
✅
✅
✅
✅
✅
Lesotho
✅
✅
✅
✅
✅
Liberia
✅
✅
✅
✅
✅
Madagascar
✅
✅
✅
✅
✅
Maldives
✅
✅
✅
✅
✅
Mali
✅
❌
❌
✅
❌
Mauritania
✅
✅
✅
✅
✅
Monaco
✅
✅
✅
✅
✅
Montserrat
✅
✅
✅
✅
✅
Mozambique
❌
✅
✅
❌
❌
Namibia
✅
✅
✅
✅
✅
Nepal
❌
✅
✅
✅
✅
Nicaragua
✅
✅
✅
❌
❌
Niger
❌
✅
✅
❌
✅
Nigeria
✅
✅
✅
✅
✅
Norfolk Island
✅
✅
✅
✅
✅
Pakistan
❌
✅
✅
✅
❌
Palau
✅
✅
✅
✅
✅
Panama
✅
✅
✅
✅
❌
Papua New Guinea
✅
✅
✅
✅
✅
Philippines
✅
✅
✅
✅
✅
Pitcairn
✅
✅
✅
✅
✅
Saint Helena, Ascension and Tristan da Cunha
✅
✅
✅
✅
✅
Saint Kitts and Nevis
✅
✅
✅
✅
✅
Sao Tome and Principe
✅
✅
✅
✅
✅
Senegal
✅
✅
✅
✅
❌
Sierra Leone
✅
✅
✅
✅
✅
Solomon Islands
✅
✅
✅
✅
✅
South Africa
✅
✅
✅
✅
✅
South Georgia and the South Sandwich Islands
✅
✅
✅
✅
✅
Sri Lanka
✅
✅
✅
✅
✅
Suriname
✅
✅
✅
✅
✅
Svalbard and Jan Mayen
✅
✅
✅
✅
✅
Tajikistan
✅
✅
✅
✅
❌
Tanzania, United Republic of
✅
✅
✅
✅
❌
Thailand
✅
✅
✅
✅
✅
Togo
✅
✅
✅
✅
✅
Tokelau
✅
✅
✅
✅
✅
Tonga
✅
✅
✅
✅
✅
Trinidad and Tobago
✅
✅
✅
✅
❌
Turkey
✅
✅
✅
✅
✅
Turkmenistan
✅
✅
✅
✅
❌
Tuvalu
✅
✅
✅
✅
✅
Uganda
✅
✅
✅
✅
❌
Ukraine
✅
✅
✅
❌
❌
United Arab Emirates
✅
✅
✅
✅
✅
United States Minor Outlying Islands
✅
✅
✅
✅
✅
Vanuatu
✅
✅
✅
✅
❌
Vietnam
✅
✅
✅
✅
✅
Virgin Islands (British)
✅
✅
✅
✅
✅
Western Sahara
✅
✅
✅
✅
✅
Zimbabwe
❌
✅
✅
❌
❌
Åland Islands
✅
✅
✅
✅
✅
USD accounts are US-based. GBP accounts are UK-based. EUR accounts may be based in Malta, Lithuania, or Germany, depending on the applicant’s country and risk tier.
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