> For the complete documentation index, see [llms.txt](https://docs.lotusnetwork.net/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lotusnetwork.net/v2-documentation/ecosystem/lotus-finance/lotus-cards/neufero-x-virtual/neufero-x-usage-policy.md).

# Neufero X (Usage policy)

This policy is only implemented on virtual Neufero X cards\ <br>

1. 8 consecutive declined transactions due to insufficient funds will result in card termination.
2. Using the card only for free-trial subscriptions is prohibited and will result in card termination
3. Sharing card details is prohibited and will result in card termination&#x20;
4. If the card’s Grand Cash balance drops below -5,000, the card will be terminated. (-5000 grand cash balance is a -5,000 USD in declined transactions without any spending) refer to Grand cash to understand how it works